From problem to solution
Click your problem — we'll show how we solve it
Money slips through my fingers
I don't know how much I really have
My finances are scattered across many apps
I invest with whatever's left
I don't know if I can afford it
I don't have much time for my finances
Full control over your income and expenses
Expenses, income, and savings combined into one picture of your finances — a full breakdown of not just the numbers but also your income and expense categories.
Everything you need
Discover the modules that will help you regain full control over your finances.
Dashboard
Your financial command center. Key data from the Income & expenses, Net Worth, Budgets and Transactions modules collected in a single, clear view that allows you to assess your financial situation in seconds.
Net Worth
Income & expenses
Budget
Transactions
Categories
Investments
Calculators
Dashboard
Your financial command center. Key data from the Income & expenses, Net Worth, Budgets and Transactions modules collected in a single, clear view that allows you to assess your financial situation in seconds.
"Can't I just do this in Excel?"
What we compare
Currency rates
Dynamic Net Worth
ETF / stock value
Goals with target date
Financial calculators
Phone access
Adding transactions
Data security
Access across devices
Charts and analytics
Excel
Manual
Snapshot only
You update it
None
None
Clunky
Manual entry
Unprotected file
Many file versions
Build it yourself
Finantly
Automatic
Real-time
Daily pricing
Built-in
On your data
Smooth in the browser
Bank transaction import + auto-categories
Encryption + OAuth
One state, everywhere
Ready-made and clear
Excel shows today's snapshot. Finantly shows whether you're moving forward.
How onboarding works?
See a real number in minutes — not a blank screen
Finantly doesn't drop you into a dashboard full of empty charts — instead it asks about your needs, then guides you step by step until you see a number that actually matters to you, plus clear guidance on what to do next.
Pick what matters to you right now
Choose your most important goal — we'll tailor every next step to it.
We guide you, step by step
The coach shows you exactly where and what to add. You enter only the numbers needed to reach your goal — nothing unnecessary.
Your numbers
2 · 1 / 3
Add your main bank account so we can start tracking your net worth.
See your first real insight
Your real situation for the goal you chose — with a real result and a clear next step.
Your total wealth
€ 48,320
Across 4 accounts, assets & 1 debt
Unlock full access
Full control over your finances — pick a plan and start right away
It's not an expense, it's an investment. If the app helps you find just $7 in savings each month, the plan pays for itself — everything above that stays in your pocket.
Annual plan
billed annually — $79 / year
Renews automatically every year — until you cancel
Monthly plan
billed monthly
Renews automatically every month — until you cancel
Your finances are safe with us
We treat your data the way we'd want our own to be treated.
Your data is encrypted
Your email, account and wallet names and transaction descriptions are encrypted — including data already in the database.
Only you know your password
We never store it in readable form and warn you if it has appeared in a known data breach.
Account and session protection
Sessions expire automatically, we block automated attacks and failed attempts, and everyone sees only their own data.
Secure connection
All communication is encrypted, and the browser blocks loading of unauthorized scripts.
Secure payments
Payments are handled by Polar with 3D Secure support — your card details never reach our servers.
Privacy and data control
Download or permanently delete your data at any time. Only essential cookies — no ads or trackers.