All your finances in one place
Take full control and start saving money and time.
Get started todayFirst 30 days free
From problem to solution
Click your problem — we'll show how we solve it
Money slips through my fingers
I don't know how much I really have
My finances are scattered across many apps
I invest with whatever's left
I don't know if I can afford it
I don't have much time for my finances
Full control over your income and expenses
Expenses, income, and savings combined into one picture of your finances — a full breakdown of not just the numbers but also your income and expense categories.
Everything you need
Discover the modules that will help you regain full control over your finances.
Dashboard
Your financial command center. Key data from the Income & expenses, Net Worth, Budgets and Transactions modules collected in a single, clear view that allows you to assess your financial situation in seconds.
Net Worth
Income & expenses
Budget
Transactions
Categories
Investments
Calculators
Dashboard
Your financial command center. Key data from the Income & expenses, Net Worth, Budgets and Transactions modules collected in a single, clear view that allows you to assess your financial situation in seconds.
"Can't I just do this in Excel?"
What we compare
Currency rates
Dynamic Net Worth
ETF / stock value
Financial calculators
Phone access
Adding transactions
Data security
Access across devices
Charts and analytics
Excel
Manual
Snapshot only
You update it
None
Clunky
Manual entry
Unprotected file
Many file versions
Build it yourself
Finantly
Automatic
Real-time
Daily pricing
On your data
Smooth in the browser
Bank transaction import + auto-categories
Encryption + OAuth
One state, everywhere
Ready-made and clear
Excel shows today's snapshot. Finantly shows whether you're moving forward.
How onboarding works?
See a real number in minutes — not a blank screen
Finantly doesn't drop you into a dashboard full of empty charts — instead it asks about your needs, then guides you step by step until you see a number that actually matters to you, plus clear guidance on what to do next.
Pick what matters to you right now
Choose your most important goal — we'll tailor every next step to it.
We guide you, step by step
The coach shows you exactly where and what to add. You enter only the numbers needed to reach your goal — nothing unnecessary.
Your numbers
2 · 1 / 3
Add your main bank account so we can start tracking your net worth.
See your first real insight
Your real situation for the goal you chose — with a real result and a clear next step.
Your total wealth
€ 48,320
Across 4 accounts, assets & 1 debt
What do our users say?
I always struggled to keep my finances under control. Despite a steady, decent income, I never knew what to expect when I opened my banking app. Finantly helps me get a grip on this unpleasant but very important part of life – I know how much I have, how much I spend on what, and how much I waste. I recommend it to anyone who doesn't have the head for keeping track of their money.
Stanisław
In my opinion, Finantly is a great app not only for people who are already experienced investors or have a long-standing investment portfolio – it also gives you a feeling of being in control of your finances. It's great because you can treat it, for example, simply as a tool for keeping your monthly spending in check, getting started with investing, or setting savings goals. Highly recommend.
Piotr
What convinced me most about Finantly was the budgets module, which lets me control my spending across individual categories and months. Importing transactions from the bank is fast, and the app categorizes most payments on its own. If needed, you can easily change them manually or add your own categories. Thanks to that, I can easily see what I spend on and how much each month.
Damian
A great app for managing your finances! I especially appreciate being able to monitor my mortgage, plan overpayments and track my progress in paying it off. Everything in one place, in a simple and clear way.
Jan
Finantly replaced my Excel spreadsheet for tracking expenses. I can instantly see where my money goes and which categories to cut back on.
Michał
The app organizes your money as easily as you spend it. The well-made calculations and simulations can change your perspective, help you plan for the future and make your dreams come true – both the material ones and the truly special ones.
Konrad
First 30 days free
Unlock full access
Full control over your finances — pick a plan and start right away
It's not an expense, it's an investment. If the app helps you find just $7 in savings each month, the plan pays for itself — everything above that stays in your pocket.
Annual plan
billed annually — $79 / year
Renews automatically every year — until you cancel
Monthly plan
billed monthly
Renews automatically every month — until you cancel
Why doesn't Finantly have a free version?
We prefer a transparent subscription model than hidden costs. You aren't the product - our app is.
We don't make money off your data
We don't sell your data to advertisers, and we don't show ads in the app. Our only source of revenue is subscriptions - you're our customer, not a product.
We pay for real-time data and integrations
We pay for licenses and services that enable Finantly to operate quickly, securely, and reliably - this is a cost we incur regardless of how many users we have.
We're developing the app and responding to messages
New features, bug fixes, and technical support are the result of a true team effort. The paid model allows us to develop Finantly instead of resorting to less ethical sources of revenue.
No ads in the app
We don't sell your data
You only pay for the app - nothing else
Your finances are safe with us
We treat your data the way we'd want our own to be treated.
Your data is encrypted
Your email, account and wallet names and transaction descriptions are encrypted — including data already in the database.
Only you know your password
We never store it in readable form and warn you if it has appeared in a known data breach.
Account and session protection
Sessions expire automatically, we block automated attacks and failed attempts, and everyone sees only their own data.
Secure connection
All communication is encrypted, and the browser blocks loading of unauthorized scripts.
Secure payments
Payments are handled by Polar with 3D Secure support — your card details never reach our servers.
Privacy and data control
Download or permanently delete your data at any time. Only essential cookies — no ads or trackers.